Short version: your data stays on your device unless you tell us otherwise.

Last updated — August 2026

Vriksha is built manual-first on purpose. There's no bank account linking, so there's no bank credential or transaction feed to protect in the first place. What follows explains the few places data does move, and why.

What we collect

Every transaction, category, and note you enter is stored on your device. We don't operate a central database of your financial data, and nothing you log is transmitted to us as part of normal use.

If you migrate from another app, the import happens entirely on-device — the file you select is read locally to build your transaction history. It is never uploaded to us.

Backup and sync

If you turn on backup, your data is sent directly from your device to your own iCloud, Dropbox, or Google Drive account, using each provider's standard connection. We don't operate the storage in between, don't hold a copy, and can't access it — the same way we can't see the contents of your personal Dropbox for any other app.

AI Insights (optional)

Insights is a separate, optional feature. When you open it, a summary of aggregated statistics for your recent activity — totals, category shares, trend deltas — is sent to our backend, which requests a short written summary from our AI provider. We send computed numbers, not your raw transaction notes or merchant names.

This only happens when you actively open Insights — never silently in the background.
The generated summary is cached for 24 hours so repeated visits don't trigger repeated processing.
If you never open Insights, none of this data ever leaves your device.

What we don't do

We don't sell your data, to anyone, ever.
We don't run ads or ad-tracking SDKs inside the app.
We don't link your spending data to your identity for any purpose beyond running the feature you asked for.
We don't share data with data brokers or analytics networks that build advertising profiles.

Your controls

Turn backup off at any time — your data simply stops syncing and stays local.
Never open Insights, and no data related to it is ever sent anywhere.
Delete the app to remove your on-device data; anything already in your own cloud storage is managed there, by you, the same as any other file.

Changes to this policy

If this changes in a way that affects what leaves your device, we'll say so plainly in the app before it takes effect — not bury it in a version-number update.

Contact

Questions about this policy: support@vriksha.xyz